ATM Card or Visa® Debit Card Contact
During business hours (M-F, 8am-6pm, PT): (800) 888-1498
After hours (24 hours, 7 days a week service): (888) 297-3416
Visa® Credit Card Contact
UMB, the issuer of the F&M Bank Visa® Credit Card (24 hours, 7 days a week service): (800) 821-5184