Turn personal goals into personal achievements. 

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Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Fund almost any dream, goal, or plan affordably
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects or startups
    • And more
  • Multiple financing options available:
    • Secured and unsecured loans
    • CD-secured loans
  • Repayment terms customized to fit your unique needs
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F, 8am-5pm, PT.

Mail Loan Payments to:

F&M Bank
Loan Service Center
P.O. Box 3000
Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

For loan information requests or to assert a loan error, please contact us at the above address.

This information is effective 4/1/2021 and subject to change anytime without notice.