With 750 free monthly transactions1, this is checking that can keep up with your booming business.
Key Features
-
![]()
750 Free Transactions Per Month1
-
![]()
Competitive Interest
-
![]()
Online & Mobile Banking2
750 Free Transactions Per Month1
Competitive Interest
Online & Mobile Banking2
- Ideal for businesses with moderate to high transaction volumes
- Handle your day-to-day business with ease
- Free Online & Mobile Banking services, including2
- Free mobile check deposits3
- Free bill pay
- Free eStatements
- Keep the cost of doing business low with the following:
- 750 free transactions per month
- Up to $20,000 cash processing free per statement cycle4
- Cash handling fee of $1.30 per $1,0005
- No per check charge
- $2 per foreign ATM transaction
- Avoid the $10 monthly service charge by maintaining an average daily balance of $5,000 or more6
- Includes Visa® business debit card
- Variety of business services available
- $50 minimum deposit to open
1If transaction items exceed 750 in combined items, account may be moved to Business Account Analysis.
2For new users, enrollment is required. There is no fee from F&M Bank to use Online & Mobile Banking. Internet access is required, check with your mobile carrier about fees for internet data, text messaging, or other related services. Refer to our Online & Mobile Banking End User License Agreement for more information.
3 Some restrictions will apply and funds from a mobile deposit are not available for immediate use.
4If cash withdrawals and deposits exceed $20,000 per statement cycle, account may be moved to Business Account Analysis.
5For Ultimate Business Checking, the transaction service charge still applies and is not waived when the daily balance requirement is met.
6Other fees such as overdraft may apply. Please refer to our Customer Agreement & Schedule of Charges, Books I & II, for terms and conditions and a complete list of fees and charges that may apply.
This information is effective 8/1/2023 and subject to change anytime without notice.