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Farmers & Merchants Bank of Central California
provides Internet Banking through a third party provider who is a
leader in the industry. They are constantly developing and
implementing security enhancements to ensure the integrity of our
Internet Banking system.
All Internet Banking activity uses secure connections. Utilizing Secure
Socket Layer (SSL) technology, all transmissions of web pages and data
between F&M Bank's Internet Banking and its customers are
completely encrypted and are unreadable to any person or group trying
to "intercept" the transmission. SSL encryption is the industry
standard and is commonly used in Internet applications that require
security and privacy for sensitive data.
Passwords: Before the customer accesses Internet Banking, they are
required to enter their Internet Banking ID and Personal Identification
Number (PIN). Without the proper log-in, individuals cannot see or use
any web pages within the Internet Banking product.
Account Number Masking and Pseudo Account Names: For security reasons,
account number(s) never appear on the computer screen. Where the
account number would have displayed it appears as @##############@.
Pseudo Account Names are user-defined titles for the customer's account
(i.e., "My Checking") and are used when displaying account information
on the screen.
Log-in session time-out: If the customer logs-in to Internet Banking
and then fails to keep the session active, it will time-out once the
time-out limit is reached.
PIN guessing: PIN guessing is deterred and reported by our third
party provider.
The evolving nature of the Internet makes it impossible to guarantee
absolute confidentiality in all circumstances. However, F&M Bank
continues to monitor and review the security procedures that our third
party provider has in place to protect customer information. These
measures are updated as practices change and new technology becomes
available.
If you have any questions regarding these policies and procedures,
please contact us at 1-800-888-1498. |
