ALSO, to make your banking easy, many of our offices have
drive-up banking where you and your family can conveniently
do your banking from the safety of your car!

• Staffed drive-up teller windows
• Drive-up ATMs
• We even have treats for the kids and the dogs!
• Extraordinary Service! As always we will continue to provide the exceptional level of friendly & personal service that our customers have come to rely on.  

Extraordinary Service - THAT'S Banking Made Easy!

Home Loans

We make home loans easy! If you are buying or building a new home, or tapping into the equity of your existing home, F&M makes it easy! Fixed rate, variable rate, long term or short term, we have the right loan for you.

Consumer Loans

We make loans easy! F&M Bank is your local source for all types of consumer loans. We offer personal loans and lines; auto, boat, and RV loans; and MasterCard® credit cards.

Check Reorders

Reordering your personal checks is easy, just click the reorder button below. Important: To change a name or address, or to select a different check style, please visit your local branch or call our Customer Service Representatives at 1-800-888-1498. To ensure the safety of your account information, changes of this nature may not be made online.